Visa partners with OpenAI to power AI agent commerce

On June 10, 2026, Visa announced a partnership with OpenAI under the headline “Visa Partners with OpenAI to Power the Next Generation of AI Commerce.” The collaboration is designed to let AI agents complete secure payments, integrating Visa’s payment network and security infrastructure into OpenAI’s platforms so developers and merchants can accept Visa payments initiated by AI agents.

According to Visa’s newsroom, transactions operate within user-defined controls such as spending limits, merchant categories, or required approvals. The system uses tokenized Visa credentials together with real-time authorization and fraud monitoring. Visa positioned the effort within its broader Intelligent Commerce initiative to extend secure payments into environments where AI agents increasingly facilitate transactions.

The announcement said both companies would explore enterprise applications, including developer-focused experiences powered by OpenAI’s Codex coding agent, along with additional automated and conversational workflows. Visa’s Chief Product and Strategy Officer Jack Forestell was quoted saying that AI will transform commerce more profoundly than the internet or mobile technology ever did. The deal marks a notable move toward agentic commerce, where AI systems can research products, compare prices, and complete payments on a user’s behalf.